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Leave a bequest

One sentence in your Will could change someone's life

When you draw up your Will, you have a wonderful opportunity to leave the world a better place ... by making a charitable bequest to an organisation that's committed to helping those less fortunate enjoy quality of life.

As the oldest mental health organisation in South Africa and a founding member of the World Federation for Mental Health (formed in London in 1948), Cape Mental Health has a proud record of achievement and stability spanning almost one hundred years.

Your bequest will enable us to continue striving for an inclusive society and an end to discrimination against those with intellectual disability or psychiatric illness.

If a generous bequest in your Will provided lifelong care for someone affected with severe intellectual disability ... or enabled someone affected by mental health problems gain the skills that allow them the dignity of work in the open labour market – you would certainly be helping to make the world a better place.

You may think that you have nothing much to leave. But if you take into account the value of your home, furniture, motor vehicle, life insurance and so on, the total may surprise you!

The best thing about including a charitable bequest in your Will is that you don't have to spend any of your money now. Only when you no longer need it, will it be put to work to give someone else the chance of a better life.

Types of bequests
There are many different ways of structuring a bequest. You can leave:

  • A specific sum of money or item (such as your home or vehicle). Although this is the simplest form of bequest, it makes no allowance for the effects of inflation or changes in the value of your estate. If you choose this type of bequest, you need review your Will regularly to make sure you are not giving away money or items you no longer possess.
  • A percentage. This ensures a fair distribution amongst all your beneficiaries, regardless of any changes in the value of your estate.
  • The residue (or a percentage of it). The residue is what is left over after funeral expenses, taxes and other bequests have been paid. You can leave the entire residue to a single beneficiary, or apportion it among several beneficiaries.
  • A Life Insurance Policy - this can be ceded to an organisation like Cape Mental Health. Or you could take out a new policy, naming Cape Mental Health as the beneficiary.

Charitable bequests are exempt from tax and can help reduce estate duty, as they are deducted from the value of your estate before tax is calculated. Please consult a qualified professional – an accountant, financial planner or attorney – before making or changing your Will. They will advise you on how best to structure your bequest and ensure that all documents are legally worded and witnessed.

If you have already made a bequest to our organisation, please do let us know, as we prefer to have the chance to say a discreet thank you now, rather than thank your executors later.

There’s no obligation and you may change your mind at a later date, but it will help us with our future planning.  Be assured that any information you give us will be treated in strict confidence.

Please contact Sandra Ellis at 021 447 9040 or email sandra@cmh.co.za if you would like to discuss how your bequest could be best utilised.